Wenclewicz Insurance Presents: Ask Wenc

Too Much Cash Can Be a Bad Thing


What??? That makes no sense, unless you have a loss…

On most Standard Property Policies(renters/condo/home/business) There is a limit on how much the insurance company will pay for cash that was involved in the loss.

Whether it be theft, fire or tornado the standard contract reads as follows:

SPECIAL LIMITS ON CERTAIN PROPERTY(Coverage C)

$200- Money, bank notes, coins and medals.

So no matter how much money was stolen or destroyed, only $200 will be reimbursed. Think twice about stashing money under your mattress!

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How to Prevent Frozen Pipes!


These simple tips will save you hundreds of dollars.  Sure the water damage is covered on your policy, but your deductible still applies and replacing the broken pipe is not covered.  Not to mention the headache involved!!

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Independent?


Yes, we are an Independent Insurance Agency.

But, why should you care?

Some people think it doesn’t really matter where they buy their insurance.  But this misconception could be costing them money, service and protection.

Here are some important points about purchasing insurance from an independent agent:

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Change and How it Affects You


Change happens all the time and can affect you in many ways.  Obviously we want to make sure that with the changes in your life, one thing will always stay the same.

What is that one thing?  You will always get the best value for your insurance dollar.

Possible changes in your life affecting your insurance needs:

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